Privacy Terms & Conditions

Protecting your private information is our priority. This Statement of Privacy applies to
www.michiganterm.com and MichiganTerm LLC. and governs data collection and usage. For the
purposes of this Privacy Policy, unless otherwise noted, all references to MichiganTerm LLC.
include www.michiganterm.com. The MichiganTerm LLC. website is a Online Insurance Agency
site. By using the MichiganTerm LLC. website, you consent to the data practices described in this
statement.

Collection of your Personal Information
MichiganTerm LLC. may collect personally identifiable information, such as your:

– Name
– Email Address
– Phone Number

MichiganTerm LLC. may also collect anonymous demographic information, which is not
unique to you, such as your:

– Age
– Gender
– Family history

personal or non-personal information in the future.

MichiganTerm LLC. encourages you to review the privacy statements of websites you choose to link to from MichiganTerm LLC. so that you can understand how those websites collect, use and share your information. MichiganTerm LLC. is not responsible for the privacy statements or other content on websites outside of the MichiganTerm LLC. website.

Use of your Personal Information
MichiganTerm LLC. collects and uses your personal information to operate its website(s) and
deliver the services you have requested.

MichiganTerm LLC. may also use your personally identifiable information to inform you of other
products or services available from MichiganTerm LLC. and its affiliates. MichiganTerm LLC.
may also contact you via surveys to conduct research about your opinion of current services or of
potential new services that may be offered.

MichiganTerm LLC. does not sell, rent or lease its customer lists to third parties.

MichiganTerm LLC. may share data with trusted partners to help perform statistical analysis, send
you email or postal mail, provide customer support, or arrange for deliveries. All such third parties
are prohibited from using your personal information except to provide these services to
MichiganTerm LLC., and they are required to maintain the confidentiality of your information.

MichiganTerm LLC. may keep track of the websites and pages our users visit within
MichiganTerm LLC., in order to determine what MichiganTerm LLC. services are the most
popular. This data is used to deliver customized content and advertising within MichiganTerm
LLC. to customers whose behavior indicates that they are interested in a particular subject area.

MichiganTerm LLC. will disclose your personal information, without notice, only if required to
do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of
the law or comply with legal process served on MichiganTerm LLC. or the site; (b) protect and
defend the rights or property of MichiganTerm LLC.; and, (c) act under exigent circumstances to
protect the personal safety of users of MichiganTerm LLC., or the public.

When does MichiganTerm LLC. provide my personal informaion to
insurance companies?
Only when you explicitly authorize us to begin the application process for the policy and carrier
you choose. Even then, you will receive the formal paperwork to review (and correct, if
necessary) and sign before any information will be released to the carrier of your choice.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by
MichiganTerm LLC.. This information can include: yourIP address, browser type, domain names,
access times and referring website addresses. This information is used for the operation of the
service, to maintain quality of the service, and to provide general statistics regarding use of the
MichiganTerm LLC. website.

Use of Cookies
The MichiganTerm LLC. website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The
purpose of a cookie is to tell the Web server that you have returned to a specific page. For example,
if you personalize MichiganTerm LLC. pages, or register with MichiganTerm LLC. site or
services, a cookie helps MichiganTerm LLC. to recall your specific information on subsequent
visits. This simplifies the process of recording your personal information, such as billing addresses,
shipping addresses, and so on. When you return to the same MichiganTerm LLC. website, the
information you previously provided can be retrieved, so you can easily use the MichiganTerm
LLC. features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you
choose to decline cookies, you may not be able to fully experience the interactive features of the
MichiganTerm LLC. services or websites you visit.

Security of your Personal Information
MichiganTerm LLC. secures your personal information from unauthorized access, use, or
disclosure. MichiganTerm LLC. uses the following methods for this purpose:
-SSL Protocol
When personal information (such as a credit card number) is transmitted to other
websites, it is protected through the use of encryption, such as the Secure Sockets Layer
(SSL) protocol.

Children Under Thirteen
MichiganTerm LLC. does not knowingly collect personally identifiable information from children
under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian
for permission to use this website.

Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of
certain information. Users may opt-out of receiving any or all communications from
MichiganTerm LLC. by contacting us here:
– __www.michiganterm.com__ Web page:
– __info@michiganterm.com__ Email:
– Phone: 888-242-9644

Changes to this Statement
MichiganTerm LLC. will occasionally update this Statement of Privacy to reflect company and _www.michiganterm.com_ customer feedback. MichiganTerm LLC. encourages you to periodically review this Statement to be informed of how MichiganTerm LLC. is protecting your information.

Contact Information
MichiganTerm LLC. welcomes your questions or comments regarding this Statement of
Privacy. If you believe that MichiganTerm LLC. has not adhered to this Statement, please
contact MichiganTerm LLC. at:

MichiganTerm LLC.
1301 W. Long Lake Rd, Suite 155
Troy, Michigan 48098

Email Address:
info@michiganterm.com

Telephone number:
888-242-9644

Effective as of October 04, 2017